9 Best Discover Student Loan for International Students: (Loan in 3 Days)

Financing your education as an international student can be challenging, but many lenders provide tailored loan options to help you achieve your academic goals.

Discover Student Loans stands out as a popular choice, offering competitive rates and flexible terms for international students studying in the United States.

This guide highlights the 9 best Discover student loan options for international students, along with other comparable providers to help you find the right fit.

Best Discover Student Loan for International Students

Loan Provider	Loan Amount	Co-signer Requirement	Interest Rates	Loan Terms	Eligibility Requirements
1. Discover Student Loans	Up to $200,000	Yes	5.49% – 12.39%	Up to 20 years	U.S.-based co-signer required.
2. Sallie Mae	Up to $200,000	Optional	4.62% – 13.83%	Up to 15 years	Enrollment in a U.S. institution.
3. MPOWER Financing	Up to $100,000	No	7.49% – 14.98%	Up to 10 years	Partner universities only.
4. Prodigy Finance	Up to $100,000	No	8.00% – 12.50%	Up to 20 years	Enrollment in eligible programs.
5. Citizens Bank	Up to $350,000	Yes	5.47% – 12.04%	Up to 15 years	Requires a U.S.-based co-signer.
6. College Ave Student Loans	Up to $150,000	Yes	5.99% – 13.74%	5 to 15 years	Requires U.S.-based co-signer.
7. Wells Fargo	Up to $120,000	Yes	6.49% – 14.99%	Up to 15 years	U.S. co-signer and enrollment in U.S. schools.
8. Ascent	Up to $200,000	Optional	4.62% – 14.47%	5 to 20 years	Enrollment in eligible schools.
9. Earnest	Up to $250,000	Yes	5.65% – 13.44%	5 to 15 years	Requires a U.S.-based co-signer.

1. Discover Student Loans

Discover Student Loans offers international students competitive interest rates and various benefits:

• Loan Amount: Up to $200,000.
• Interest Rates: Fixed: 5.49% to 12.39%; Variable: 4.49% to 11.99%.
• Loan Terms: Up to 20 years.
• Eligibility Requirements: Requires a U.S.-based co-signer and enrollment in an eligible U.S. institution.
• Unique Benefits: Zero application or late fees, a 1% cash reward for good grades, and repayment flexibility.

2. Sallie Mae

Sallie Mae provides comprehensive loans for international students in various fields:

• Loan Amount: Up to $200,000.
• Interest Rates: Fixed: 4.62% to 13.83%; Variable: 5.00% to 13.41%.
• Loan Terms: Up to 15 years.
• Eligibility Requirements: Enrollment in a U.S.-based program. Co-signer is optional.
• Unique Benefits: Co-signer release available after meeting repayment conditions.

3. MPOWER Financing

MPOWER Financing caters specifically to international students without requiring a co-signer:

• Loan Amount: Up to $100,000.
• Interest Rates: Fixed rates between 7.49% and 14.98%.
• Loan Terms: Up to 10 years.
• Eligibility Requirements: Enrollment in a partner university.
• Unique Benefits: Visa support, career coaching, and no co-signer requirement.

4. Prodigy Finance

Prodigy Finance is a leading lender for international students in graduate programs:

• Loan Amount: Up to $100,000.
• Interest Rates: 8.00% to 12.50% (variable).
• Loan Terms: Flexible repayment options up to 20 years.
• Eligibility Requirements: Enrollment in eligible programs.
• Unique Benefits: No co-signer required and a focus on future earning potential.

5. Citizens Bank

Citizens Bank offers high loan limits and competitive rates:

• Loan Amount: Up to $350,000.
• Interest Rates: Fixed: 5.47% to 12.04%; Variable: 4.45% to 11.50%.
• Loan Terms: Up to 15 years.
• Eligibility Requirements: Requires a U.S.-based co-signer.
• Unique Benefits: No origination fees and discounts for autopay enrollment.

6. College Ave Student Loans

College Ave provides customizable loan solutions for international students:

• Loan Amount: Up to $150,000.
• Interest Rates: Fixed: 5.99% to 13.74%; Variable: 5.59% to 13.44%.
• Loan Terms: 5 to 15 years.
• Eligibility Requirements: Requires a U.S.-based co-signer.
• Unique Benefits: Quick approval and flexible repayment options tailored to individual needs.

7. Wells Fargo

Wells Fargo has a strong presence in education financing:

• Loan Amount: Up to $120,000.
• Interest Rates: Fixed: 6.49% to 14.99%.
• Loan Terms: Up to 15 years.
• Eligibility Requirements: U.S. co-signer and enrollment in a U.S.-based institution.
• Unique Benefits: Competitive rates and flexible repayment options.

8. Ascent

Ascent provides loans for international students with or without co-signers:

• Loan Amount: Up to $200,000.
• Interest Rates: Fixed: 4.62% to 14.47%; Variable: 3.47% to 13.62%.
• Loan Terms: 5 to 20 years.
• Eligibility Requirements: Enrollment in eligible schools.
• Unique Benefits: Deferred and interest-only repayment options available.

9. Earnest

Earnest is a strong contender for students looking for personalized loan solutions:

• Loan Amount: Up to $250,000.
• Interest Rates: Fixed: 5.65% to 13.44%.
• Loan Terms: 5 to 15 years.
• Eligibility Requirements: U.S.-based co-signer required.
• Unique Benefits: No fees, customizable payment schedules, and competitive rates.

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Conclusion

Finding the best student loan as an international student requires careful consideration of co-signer requirements, loan amounts, and interest rates.

The 9 best Discover student loan options for international students outlined above provide flexibility, competitive rates, and terms to suit a variety of needs.

Whether you prefer a co-signer-free option like MPOWER Financing or a lender with comprehensive benefits like Discover, this list ensures you have a range of choices for your education financing.